Expensive "savings."
The Social Security Fund reminds us of the current cost of "envelope" salaries. The Social Security Fund is summing up the initial results of its work under the new rules for calculating contributions for unofficial payments. Results for the fourth quarter of 2025 show that concealing employees' real income has become extremely expensive. A reminder of the new rules (effective August 18, 2025): For "envelope" salary payments, contributions are calculated at an increased rate: 35% of the entire concealed amount. However, the rate is not less than five times the national average salary for each month of such payments. Periods of "envelope" salary are counted toward pensionable service only at a minimum rate.
